Direct deposit
Request approved and signed contract back before 11:30 a.m.: deposit the same day, between noon and midnight. After 11:30 a.m.: the next day.
Co-borrower service
$900 loan
With a co-borrower, from a separate lender. The amounts you can request are listed in the form.
Online form, then read-only bank verification. You read the lender’s contract before you sign.
Co-borrowing
How Money911 supports a $900 request
Instant bank verification sends us a read-only copy of your statement. We never see your username or password.
Three separate layers: your request on top, Money911 (the co-borrower) in the middle, the separate lender below.
- Your request
You fill in the online form.
- Money911
We commit to the loan with you.
- The lender
A separate lender grants the loan and sends you the contract.
Eligibility
Eligibility criteria
- 18 or older
- Living in Canada
- A stable job
- Pay deposited into a Canadian bank account
- Net income of at least $1,500 a month
- No consumer proposal, debt consolidation or bankruptcy in the last 30 days, and none planned in the next 6 months
Instant bank verification (IBV) is part of every request. Self-employed? Your request is reviewed like an employee’s.
Income we don’t accept
- Support payments
- Student loans and bursaries
- Social Solidarity Program benefits (Québec) when net income is under $1,500 a month
Your request
The steps of your request
Step 1
Fill in the online request
The online form is open anytime.
Step 2
Instant bank verification (IBV)
A read-only copy of your statement, never your username or password.
Step 3
Review of your file
Based on your ability to repay. Approval is not guaranteed.
Step 4
Contract signature and deposit
You read and sign the lender’s contract, then the money is deposited.
Direct deposit or Interac
Two ways to receive the money
Interac e-Transfer
Choose Interac e-Transfer in your request: once you’re approved and the contract is signed, the money lands within the hour. An extra fee applies.
Before you sign
Cost and repayment
How much does a loan cost?
The applicable terms are in the contract the lender sends you. Read it before you sign: no payment or advance is required at signing. A question? Call us.
Payments
The number and frequency of payments are set in the lender’s contract.
A payment getting hard? Call us before it is due.
Can I pay it off early?
Yes. Call us and we will direct you to the lender, who gives you the payment details for your balance.
Ready to send your request?
Money911 commits to the loan with you, with a separate lender. You apply online, in two steps.
Notice about the co-borrower service
Money911 offers a co-borrower service. The loan is granted by a separate lender. Each request is reviewed for the ability to repay; approval is not guaranteed. The applicable terms are set out in the contract the lender sends.