Co-borrower, not lender

Our co-borrower services

A co-borrower for your loan request, or for signing a lease.

Online form, then read-only bank verification. You read the lender’s contract before you sign.

Illustration of a young man holding his apartment keys and a moving box

Three separate layers: your request on top, Money911 (the co-borrower) in the middle, the separate lender below.

A co-borrower for your loan

Is your credit history keeping you from getting a loan at a traditional financial institution?

Money911 becomes your co-borrower: we commit to the loan with you, and a separate lender provides the loan.

Illustration of a couple moving in, carrying a lamp and a cushion

A co-borrower for your lease

Looking for a place to rent, but a landlord is hesitant because of your credit history?

Money911 also offers a co-borrower service for a lease. Describe your situation and one of our agents will get back to you.

Eligibility

Who can apply?

Every request is reviewed for your ability to repay; a request judged too risky is refused. Approval is not guaranteed.

  • 18 or older
  • Living in Canada
  • A stable job
  • Pay deposited into a Canadian bank account
  • Net income of at least $1,500 a month
  • No consumer proposal, debt consolidation or bankruptcy in the last 30 days, and none planned in the next 6 months

Instant bank verification (IBV) is part of every request. Self-employed? Your request is reviewed like an employee’s.

Income we don’t accept

  • Support payments
  • Student loans and bursaries
  • Social Solidarity Program benefits (Québec) when net income is under $1,500 a month

Cost and contract

How much does a loan cost?

The applicable terms are in the contract the lender sends you. Read it before you sign: no payment or advance is required at signing. A question? Call us.

Ready to send your request?

Money911 commits to the loan with you, with a separate lender. You apply online, in two steps.

Notice about the co-borrower service

Money911 offers a co-borrower service. The loan is granted by a separate lender. Each request is reviewed for the ability to repay; approval is not guaranteed. The applicable terms are set out in the contract the lender sends.